How It Works

Simple. Transparent.
Fast.

Our lending process is built to respect your time and your intelligence. Here's exactly what to expect from first contact to funded.


Four Steps from Inquiry to Funding

01

Submit Your Application

Start with our straightforward online contact form or email us directly at maurice@misasson.com. No lengthy forms, no invasive questions upfront. We just need to understand your business and what you're looking to accomplish.

Takes approximately 5–10 minutes
Your information is kept strictly confidential
No obligation — just a conversation starter
02

Speak Directly with Maurice

Within one business day, Maurice Sasson will reach out personally. This isn't a qualification call — it's a genuine conversation about your business, your goals, and what financing structure makes the most sense. Maurice will also let you know what documents you'll need to provide.

Direct access to the founder and decision-maker
Honest, plain-language guidance on your options
Clear list of required documentation
03

Review Your Custom Offer

Once we've reviewed your documentation, you'll receive a custom loan offer with clear, fully disclosed terms. No tricks, no hidden fees, no fine print that changes the deal. Take the time you need to review it — and ask Maurice any questions.

Fully itemized terms and rate structure
No hidden fees or conditional pricing
No pressure to accept — your timeline, your decision
04

Receive Your Funds

Upon signing, funds are typically delivered to your business bank account within 24–72 hours. Maurice remains accessible after funding to answer questions and support you through the life of your loan.

Direct ACH deposit to your business account
Funds typically arrive within 24–72 hours of signing
Ongoing access to Maurice post-funding

Timeline

From Application to Funded in Days, Not Weeks

Day 1

Application Submitted

Your inquiry arrives. Maurice reviews immediately.

Day 1–2

Discovery Call

Direct conversation with Maurice. Documents requested.

Day 2–3

Underwriting

Documents reviewed. Offer structured and prepared.

Day 3–4

Offer & Signing

You review, ask questions, and sign when ready.

Day 4–5

Funded

Capital delivered directly to your business account.


What You'll Need to Provide

Requirements vary by loan type and amount. Here's a general overview of what most applicants should prepare.

Business Documents

  • Business bank statements (3–6 months)
  • Business tax returns (1–2 years)
  • Profit & loss statement
  • Articles of incorporation or LLC agreement
  • Business license (if applicable)

Owner Documents

  • Government-issued photo ID
  • Personal tax returns (1–2 years)
  • Personal financial statement
  • Credit authorization form
  • Voided business check

Note from Maurice: This is a general list — not every item will be required for every loan type or amount. Once we speak, I'll give you a precise, specific list based on your situation. No unnecessary paperwork.


Frequently Asked Questions

What types of businesses do you work with?

We work with a wide range of businesses — restaurants, contractors, retail, healthcare, professional services, manufacturing, and more. The common thread is that we want to understand your business and see the full picture, not just check boxes.

What credit score do I need to qualify?

Credit score is one of many factors we consider. We look at your overall business health — revenue trends, cash flow, time in business, and more. Many of our clients have been turned away by traditional banks and still found a workable solution with us.

How quickly can I get funded?

Most clients move from application to funding within 3–5 business days. Some simpler loan structures can close faster. The primary variable is how quickly documentation is submitted — once we have everything we need, we move quickly.

Are there any upfront fees?

No. There are no upfront application or review fees. Applicable fees are clearly disclosed in your loan offer before you sign anything. You'll never be surprised by a charge you didn't know about.

What if I've been declined by a bank?

A bank decline doesn't close the door here. We approach each business individually. If we're able to structure a responsible loan for your situation, we will. If we can't, we'll tell you honestly and — where possible — point you in a better direction.

Ready to Start the Process?

It begins with a conversation. Reach out to Maurice today and get clarity on your options.

Apply Now